The way new ways to make slaves of good people are planned are numerous.none of the most brilliant one is what we call as CREDIT.
When you think about it it’s a brilliant plan, genius plan.
You are lent some money and then you pay it back along with interest.
You spend around that fucking borrowed money on the latest new gadgets and shit which you never needed in the first place.
Young people get loans for college degrees and old folks get it to buy cars and homes.
A never ending debt cycle is created which fucks you black and blue but since it’s very normal to take loans you accept that fuckery with a smile on your face.
On top of that now that you have taken a loan you can be sure of one thing —Eternal servitude and slavery to keep making the EMIs.
To make this even better you are given credit scores etc. Fuck that. Any time some idiot banker mentions to me that I need a good credit score for a loan I laugh in their faces as I never required a loan nor will I ever in the future.
Below are some gems of advice/ rules that will always keep you a free bird and not a fucking slave to the system.
— Never buy anythin that you can’t afford to pay in cash. If you can’t pay for it in cash you can’t afford it. PERIOD. No amount of buts and ifs will change that. Buying shit you can’t afford is a fast paced ticket to slavery which is to be avoided at all costs.
–Buying in cash will also save you a lot of money in the long term as you don’t have to pay the fucking interest. Another advantage is that sellers will give you extra discounts when you approach them with cash in hand.
— You can go to sleep at night knowing you don’t have to continue paying
money for months and years and decades to come. – Debt is a sickness in the
belly that never, ever goes away until you kill it. If you always pay in cash then you never
get into debt and you are much better off than the poor souls who are up to their eyeballs
in debt servitude.
–Cash money is power. – When you have the cold hard cash in your pocket you aren’t
worried about anything except getting exactly what you want. You don’t worry about what
debt plan you qualify for or if you can get approved or if this extra credit check will hurt
your credit score. He who has the money calls the shots.
–Buying with cash teaches you discipline and responsibility. – When you save
up for a purchase or already have the money for a purchase you don’t haphazardly put
things on your credit card to pay later (zero interest for 6 months! Let’s buy everything!).
When you purchase with cash you see the money changing hands, you feel the hit right
away and you will know if it’s a good idea or a bad idea to buy. The babies who cry “But I
want it now!” become debt slaves because of their impatient stupidity. Buying with cash
teaches you to spend money wisely.
–Cash money buyers usually have more money saved up. – Credit buyers spend
every dime they make, and then they spend more, and then cry that they don’t make
enough money. Cash buyers usually have plenty of money to spare and aren’t worried
about affording small things like the light bill or the phone bill.
— You can work less if you are a cash man. – When you don’t have gigantic credit
bills every single month you can have a lot more free time to go explore, have adventures,
travel, or just stay at home and be a lazy bum. If you got the money – you got the time.
You don’t have to worry about constantly constantly working just to pay for something you
bought two years ago.
–You have more money to invest if you don’t spend it all on debt payments.
– You got to spend money to make money and if you don’t have any money you aren’t
making money. You can use all that money you would have spent on debt servitude and
use it to invest or start a business and make yourself even more money.
— You will be much happier knowing you are free from the debt shackles. –
Just look in the eyes of people in debt and you can see just how miserable they are. It’s a
sad sight to see someone in debt up to their eyeballs with no solution in sight (except for
more debt). Those poor souls are the walking dead.
— You already know buying with credit is stupid. – Nothing in this chapter is
breaking news. This information just confirms what you already knew. What is the solution?
Stop buying with credit. Completely eliminate credit buying as an option. Cash is the only
way. Plan how to pay off all your debt ASAP so you can be free and start saving as much
cash money as you can.
Get rid of all junk you don’t need, especially anything you are making debt payments on.
Live cheap. There are endless ways to cut corners with your spending. Take your life out
of the hands of the debt masters and put it in your own hands. You’ll be glad you did.